| 愛伴航 | 友邦新冠肺炎深切治療/ 腦退化年金 危疾 + 900% 儲蓄+ 保障，你一定未有
請即電 9123-4196 周志堅博士查詢
新冠危險，久久不退，快些加保！保費可返還，趁仍健康快些行動，以免後悔。
中文：https://youtu.be/iQ1b5kW_lkY
英文：https://youtu.be/bzbCJ9uP2SY
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友邦最新危疾 + 儲蓄保障，你一定未有… 適合已有危疾保障人士，增加保額及保障類型
|AIAChosenRace| On Your Side Offer from Dr. Augustine Chow| COVID-19 ICU Protection, Alzheimer Annuity, Critical Illness Protection up to 900%, plus More… Call 9123-4196 for details
保費可返還，趁仍健康快些行動，以免後悔。
速電周志堅博士 9123-4196 瞭解詳情
愛伴航 (OYS) 特點
– 115種受保疾病：涵蓋58種危疾(包括57種嚴重疾病及1種非嚴重疾病)、44種- 早期危疾及13種嚴重兒童疾病
– 保障入住深切治療病房：特設兩個賠償級別，保障因危疾以外的健康問題(包括傳染病和受傷)而入住深切治療病房 – 為指定危疾設有多重賠償：針對癌症、心臟病、中風及腦退化疾病提供合共高達7次賠償 – 持續癌症保障：增設長達100個月的癌症現金賠償作長期支援
– 終身支援腦退化疾病：特設終身年金保障以支援治療腦退化疾病所需的長期支出 – 首護您的摯愛：讓您的寶寶出生後即時獲得保障，無懼先天性疾病和危疾 產品內容
– 提供危疾保障、人壽及終期分紅(非保證)的限期繳費終身壽險計劃 – 保障58 種危疾、44 種早期危疾及13種嚴重兒童疾病 – 特設「升級保障」，於首10個保單年度提供額外的身故賠償、危疾賠償及級別二深切治療保障賠償
– 就入住深切治療病房提供預支賠償：提供兩個級別的「深切治療保障賠償」，保障因危疾以外的健康問題(包括傳染病和受傷)而入住深切治療病房
– 提供「特選危疾七重保障」，為癌症、心臟病、中風及亞爾茲默氏病／不可- 還原之器質性腦退化疾病（腦退化疾病），提供多達7次賠償
– 提供「持續癌症現金選項」，縮短癌症等候期至1年，每月可索償5%原有保額，最多可達100個月或至受保人85歲（以較先者為準）
– 提供「腦退化疾病終身年金賠償」，受保人於85歲前診斷腦退化疾病並於符合指定條件*1年後，每年可獲得額外6%原有保額，直至保單終止
– 特設「付款人身故保障」及「先天性疾病兒童保障」
– 以美元為保單貨幣 – 提供10年、18年、25年及30年的保費繳付期選擇
– 均衡保費但保費率並非保證 – 抵港抵澳內地人士可繳交標準保費
*在受保人85歲生日當日或緊隨其後（以較早者為準）的保單週年日之前於 30 分為滿分的簡短智能測驗（MMSE）中取得 10 分或以下
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AIA Latest Product Offer | On Your Side |
provides COVID-19 ICU Protection, Alzheimer Annuity, Critical Illness up to 900%,Best as top up to your present Corporate Group Medical and Critical Illness Plan, Call Augustine Chow at 9123-4196 for details
Target Customer
Family First / Smart Pro First Gift version:
Designed especially for parents-to-be who want to cover their unborn baby right after birth
Benefits
– 115 diseases covered: Cover for 58 critical illnesses (including 57 major illnesses and 1 minor illness), 44 early-stage critical illnesses and 13 severe child diseases
– Cover for Intensive Care Unit stays: 2-tier protection for ICU stays resulting from health issues beyond critical illnesses, including infectious diseases and injuries
– Multiple claims for designated critical illnesses: Up to 7 claims in total for cancer, heart attack, stroke, and Alzheimer’s disease
– Continuous cancer payouts: Up to 100 months of cancer payouts as a long term support – Lifelong continuous care for Alzheimer’s disease: Lifelong annual benefit to support the cost of long-term care for Alzheimer’s disease
– First Gift for your baby: Cover for your baby right after birth for protection against congenital conditions and critical illness Features
– Limited Pay Whole Life Insurance providing Critical Illness and Life – Protection with terminal bonus (non-guaranteed)
– Covers 58 Critical Illnesses, 44 Early Stage Critical Illnesses and 13 Severe Child Diseases – Provides extra death, critical illness benefit and 2nd tier ICU Protection Benefit in first 10 Policy Years with Coverage Booster
– Advance payment for ICU support: provides 2 tiers of ICU Protection Benefit for health issues beyond critical illnesses, including infectious diseases and injuries – Multiple claims via Selected Critical Illness Septuple Benefit: pays up to 7 additional claims in total for cancer, heart attack, stroke and Alzheimer’s Disease / Irreversible Organic Degenerative Brain Disorders (“Alzheimer’s Disease)
– Provides Continuous Cancer Income Option, shorten the 3-year cancer waiting period to 1 year, claiming 5% of Initial Sum Assured every month, up to 100 consecutive months or age 85 of the insured, whichever is earlier
– Provides extra 6% of Initial Sum Assured every year until policy termination via Lifelong Alzheimer Annuity Benefit after 1 year of the diagnosis for Alzheimer’s Disease and if the specific condition* is met before the insured turns age 85
– Provides extra benefits of “Payor Benefit (Death)”, and “Cover For Undetected Congenital Conditions” – United States Dollar as the policy currency – Premium payment period: 10-year, 18-year, 25-year and 30-year
– The premium is level but not guaranteed
– Standard Premium Rate for MCV customers
* Evidenced with a Mini Mental State Examination score of less than 10 out of 30 before the policy anniversary on or immediately following the 85th birthday of the insured (whichever is earlier).
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